VA Loans

VA loans are mortgages backed by the US Department of Veteran Affairs. They offer mortgages to veterans, eligible service members, and surviving spouses with good benefits like; Zero down payment, no private mortgage insurance (PMI), and low interest rates. Private banks and mortgage lenders, not the VA, guarantees a portion of the loan.

Call us and find out if you are VA Loan Eligible, we can make the process easy and see if there are any exemptions that can be used for your loan. We love our Service Members and Veterans and will take the utmost care to walk you through the process and get the home you want and need!

Preapproval

Requirements for a VA Loan
Certificate of Eligibilty (COE)
VErified income and debts you owe
You must live in the home you buy
Credit rate approval, usually 620 +
Consecutive days during wartime and/or peacetime
National Guard or Reserve member
One time funding fee

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